Student Travel Insurance
Get Worldwide Protection with Student Travel Insurance
You may not realize it, but most likely you are covered for life insurance under your parents or guardians insurance plans. However, when a person goes abroad for an extended amount of time their insurance companies may no longer cover them. Student travel insurance can help ensure that your study abroad trip is the time of your life, no matter what happens while you’re gone.
You can obtain cheap student travel insurance plans from a number of sources; your home university, private insurance providers, etc. The protection and peace of mind will be worth the investment.
What is Student Travel Insurance?
Basic student travel insurance provides medical and/or accident coverage while you’re traveling abroad as a student. Some policies also cover much more than that.
What you need will depend entirely on the coverage you currently have. Contact your current healthcare provider first to see if your policy has international coverage. Most times you’ll need to purchase a separate student travel insurance policy with medical coverage.
What Should Student Travel Insurance Cover?
When you think of student travel insurance, what first comes to mind may be accident coverage. While it’s imperative that your policy covers accidents, there are other important items that you should have coverage for.
In addition to any special requirements you might have, consider the following:
- Does the policy cover trip cancellations or interruptions?
- Will the policy reimburse you for lost or stolen baggage and other property?
- Will the insurer provide emergency assistant everywhere you might be traveling?
- What about emergency evacuation for an unexpected sickness or accident?
- Will it cover repatriation of remains?
Of course, when it comes to your health you also need to make sure any pre-existing medical conditions are sufficiently covered. Be sure to get it in writing. Check out our Health and Safety Information page for more information.
A cost saving alternative is to look into a group student travel insurance plan. This is only applicable if you are traveling within a group of 5+ other students. These group student travel insurance policies deliver the same coverage you’d be able to find on your own, but at a discounted rate.
If you happen to be traveling through an established study abroad program, you may already have access to existing group student travel insurance. Be sure to check with your program to find out.
Picking a Student Travel Insurance Provider
You can get cheap student travel insurance through a number of different providers. The best way to go about it these days is to compare and contrast by checking out plans on the internet.
Your options will include traditional insurance agency plans such as AIG’s Travel Guard, as well as plans offered through student travel agencies and organizations like StaTravel.
To keep your study abroad experience safe and insured in all aspects of your trip read the following pages, as they dive into more specific topics:
Banking Abroad
Having a plan in place to pay for food, excursions, and cultural experiences is necessary when living abroad. You’ll need to have an international debit card or some other means to get instant access to your bank account at home. Banking abroad covers the following topics:
Health & Safety Information
Your health and safety while living abroad should not be taken lightly. In the end if you aren’t protected from harm, your trip will be a miserable experience. A study abroad health and safety plan can help keep you healthy and happy.
Click here for health and safety information and tips you’ll need to go abroad.
